The financial operating system for modern business.
Titan replaces your fragmented banking stack with a single, powerful platform. Business checking, treasury, and payments—engineered for scale.
Backed by top-tier capital & Trusted by innovators
Built for the velocity of commerce.
Traditional banks were built for branches. Titan was built for the internet.
Onboard in minutes
No paperwork. No branch visits. Apply online and get approved in as little as 24 hours.
Institutional Stability
Eligible for up to $5M in FDIC insurance* via our partner bank network. Bank with total peace of mind.
Global Infrastructure
Send wires to 180+ countries and manage multi-currency reserves with zero markup on FX.
Control your finances, don't just store them.
Most bank accounts are static. Titan is dynamic. Our platform gives you real-time visibility and programmatic control over every dollar.
Real-time Accounting
Every transaction is categorized instantly and synced to your ledger.
Team Spend Controls
Issue cards with custom limits and approval workflows in seconds.
Works with your existing stack
Designed for how you work.
Whether you're a lean startup or a global agency, we have the stack for you.
Startups
Extend runway with Treasury and manage burn with real-time analytics.
- • High-yield Treasury
- • Venture Debt access
Agencies
Manage client spend across 1000s of cards with zero manual reconciliation.
- • Client-level tagging
- • Spend approval flows
Ecommerce
Manage inventory cycles and international vendor payments with ease.
- • 0% FX Markups
- • Shopify Integration
VC Funds
Manage capital calls and distribution with institutional speed and safety.
- • Bulk Wires
- • LP Portal access
SOC2 Type II
Industry-leading security standards and regular audits.
AES-256
Bank-grade encryption for all your sensitive data.
Fast & Secure
Biometric auth and multi-factor security on every account.
FDIC Insured
Up to $5M in FDIC insurance via our partner bank network.
Security that scales with your ambition.
We use multiple layers of encryption and industry-leading security protocols to ensure your funds and data are always protected.
View Security Portal"Titan is the first financial platform that feels like it was built by engineers. It has saved our finance team 40 hours a month in manual work."
David Chen
Founder & CEO, Nexus Systems
Programmatic banking for builders.
Move money, issue cards, and fetch real-time data with our REST API. Built by engineers, for engineers.
Sandbox Environment
Test your integration in a full-featured sandbox before going live.
Webhooks
Get real-time notifications for every transaction and card event.
{
"amount": 25000,
"currency": "USD",
"destination": {
"type": "ach",
"account_id": "acc_12345"
},
"description": "Vendor Payment"
}Traditional vs. Titan
Why the world's most innovative companies are switching.
Traditional Banks
- Physical branch visits required
- $15-50 monthly maintenance fees
- No native software integrations
Titan Financial
- 100% Digital. Onboard in minutes.
- $0 monthly fees. No minimums.
- Native sync with QB, Xero, & APIs.
Frequently Asked Questions
Is Titan a bank?
Titan is a financial technology company, not a bank. Banking services are provided by our partner banks, Members FDIC.
How much does it cost?
Titan Standard is free. No monthly fees, no overdraft fees, and free domestic wires.
Is my money insured?
Yes, funds are eligible for FDIC insurance up to $5M through our partner bank network and sweep program.
Ready to upgrade your financial stack?
Join 10,000+ modern businesses that bank with Titan Financial Group.